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Civil liability in respect of the use of motor vehicles: direct action against the insurer is also due when the accident occurred on a private road

  • 16/08/2021

The United Sections of the Supreme Court of Cassation, with the decision n. 21983 dated 30 July 2021, stated that the motor vehicle liability insurance operates, and the direct action towards the insurer is due, even when the accident and the related damage have occurred from the use of the car in "private areas". The concept of vehicle traffic on areas that are equated to public roads must be understood as the one carried out on each space where the vehicle can be used in accordance with its usual function.

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